The Ghost Behind 70,000 Companies
- The W3 Magazine
- 2 days ago
- 17 min read
How Incfile’s Filing Model Created a Perfect Storm of Fraud, Confusion, and Corporate Disguise
Incfile – recently rebranded as Bizee – is a popular online service that helps people form LLCs and corporations quickly. It gained attention for its “free” business formation package (you pay only state fees) and included registered agent service. However, this convenience has come with a dark side. Regulatory gaps in business formation laws and Incfile’s high-volume approach have made it possible for bad actors to abuse the system. In fact, Incfile’s name change to Bizee followed a flood of customer complaints and negative press, hinting at deeper issues than a simple rebranding can solve.
This report investigates how Incfile/Bizee’s services – including the use of mass “organizer” signatures and virtual addresses like 3400 Cottage Way in Sacramento – enable the creation of LLCs at scale with minimal oversight. We’ll explore documented cases of fraudulent LLCs linked to Incfile, examine the role of registered agents and mail forwarding in these schemes, and discuss the consequences for consumers, regulators, and legitimate business owners. The goal is to explain in plain language what’s happening and why it matters, especially for everyday entrepreneurs and the general public.
Fast, Easy – and Exploitable – LLC Formation
Incfile (Bizee) has positioned itself as an “LLC factory,” offering quick turnaround and low costs for new businesses. Many small business owners use services like this to avoid paperwork hassles. Incfile’s process typically involves the company acting as the organizer (the person who files the official paperwork) on behalf of the client, and often providing a registered agent and even a business address if needed. This model has enabled Incfile to form tens of thousands of companies across the United States – and it’s exactly this high-volume, low-friction approach that has drawn scammers looking for an easy way to create fake companies.
One striking example is the mysterious name Lovette Dobson. If you’ve never heard of Lovette Dobson, you’re not alone – yet this name appears on more than 70,000 business filings nationwide. How? Lovette Dobson is listed as the organizer or incorporator on an astonishing number of LLC and corporate registrations, largely filed through Incfile’s platform.
